Learn Your Options
We often tell clients, "we can replace your buildings or your cars, but we can't replace you". It's cliché, but it's the truth.
That's where life insurance comes in. What most people don't understand is that life insurance can have multiple uses including a living benefit, a return on investment, or employee retention.
We're here to help educate you on your options, not sell you something you don't need.
Life Insurance Services
- Business-Owned Life Insurance (BOLI): Protect your business with Business-Owned Life Insurance, offering financial security and benefits for your company’s key stakeholders.
- Key Person Life Insurance: Safeguard your business against the loss of essential employees with Key Person Life Insurance, ensuring stability during critical transitions.
- Employee Retention Programs: Boost your workforce loyalty with Employee Retention Programs, offering life insurance benefits that enhance employee satisfaction and retention.
- Buy/Sell Agreements: Secure your business's future with Buy/Sell Agreements, providing a seamless transition plan funded by life insurance in case of an owner’s departure.
- Estate Planning: Ensure your legacy with comprehensive Estate Planning services, using life insurance to manage and protect your assets for future generations.
- Personal/Business Debt Protection: Shield your loved ones and business from financial strain with Debt Protection life insurance, covering personal and business liabilities.
- Family/Survivor Needs: Provide financial security for your family with life insurance plans tailored to meet Family and Survivor Needs, offering peace of mind during difficult times.
- Term Life Insurance (10 - 30 year): Get affordable coverage with Term Life Insurance, providing protection for a specified period, typically between 10 to 30 years.
- Universal Life Insurance: Enjoy flexible premiums and lifelong coverage with Universal Life Insurance, allowing you to adapt your policy to changing needs.
- Indexed Universal Life Insurance: Combine growth potential with security through Indexed Universal Life Insurance, linking your policy’s cash value to market indices.
- Whole Life Insurance: Gain permanent coverage and build cash value with Whole Life Insurance, offering stability and guaranteed benefits for a lifetime.
- Juvenile Life Insurance: Secure your child’s future with Juvenile Life Insurance, providing long-term coverage and financial advantages from an early age.
- Disability Insurance (Income Protection): Protect your income with Disability Insurance, ensuring financial stability if you’re unable to work due to illness or injury.