Why Crime Insurance Is a Must-Have for Businesses of All Sizes
Most business owners don’t want to imagine their employees stealing from them; but the truth is, fraud and theft affect nearly every business at some point. In today’s digital age, criminals, including those inside your organization, don’t need to take cash to hurt your bottom line. Merchandise, inventory, checks, data, and even customer payments can…
U.S. Data Breaches Reach Record High Cost: What It Means for Your Business
The cost of a data breach in the U.S. just hit a historic high: $10.22 million on average per incident, according to IBM’s 2025 Cost of a Data Breach Report. While the global average decreased by 9%, thanks to faster AI-driven response times. the U.S. is bucking the trend. What’s driving this increase, and what…
Downed Power Lines: What Every Construction Crew Should Know
In the wake of a storm or disaster, construction crews are often among the first to get to work. Whether it’s debris removal, structural repairs, or site recovery, the pressure is on to get things moving again. But amidst the urgency, one threat remains critically underestimated: downed electrical wires. These hidden dangers can energize everything…
Stay Grounded: Power Line Safety Tips Every Construction Site Needs
On a busy construction site, hazards come in all forms, but few are as deadly or as often overlooked as power lines. Each year, workers suffer serious injuries and even fatalities due to accidental contact with live electrical cables, both overhead and underground. Whether you’re trenching, drilling, excavating, or simply staking out a site, it’s…
Why Commercial Umbrella Insurance Belongs in Your Construction Risk Strategy
As a contractor, you work in an industry where accidents and lawsuits aren’t just possibilities, they’re expected risks. From vehicle crashes to jobsite injuries or post-completion property damage, one large claim can max out your insurance limits and threaten your company’s future. This is where commercial umbrella insurance plays a vital role. What Is Commercial…
Why Electrical Contractors Need Tailored Insurance Protection
Electrical contractors work in a challenging, high-risk setting where they regularly handle live electrical systems, operate heavy equipment, and manage tight project timelines. Whether you’re on a residential remodel or a large commercial installation, you’re exposed to a unique set of risks that require more than just a basic insurance policy. To protect your people,…
Why Inland Marine Insurance Matters for Construction Companies
In the construction industry, equipment and materials are always on the move, from warehouse to job site and sometimes even between multiple projects in a day. Unfortunately, this mobility comes with risk: tools can be stolen, materials can be damaged in transit, and third-party storage mishaps can leave you holding the bill. That’s where inland…
Summer Safety on the Job – Preventing Dehydration
Dehydration can sneak up on workers, especially during a hot day on the job. When you’re pushing through long hours in the sun, it’s easy to overlook the simple act of drinking enough water. The reality? Most adults lose nearly 10 cups of water a day just from sweating, breathing, and using the restroom. When…
Protecting Young Workers From Heat Illnesses
As summer temperatures rise, so does the risk of heat-related illnesses, especially for young workers. Teenagers and young adults often bring energy and a willingness to work long hours, but that can make them especially vulnerable to the dangers of heat. Young employees may not recognize the signs of heat exhaustion or stroke, and they…
What Small Business Owners Need to Know About OSHA’s PPE Standard
If you’re a small business owner in construction, auto services, retail, or even real estate, keeping your workers safe is a top priority, and OSHA’s Personal Protective Equipment (PPE) standard is a big part of that responsibility. OSHA requires that employers provide PPE like hard hats, goggles, gloves, and respirators when job hazards are present….