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In the construction industry, equipment and materials are always on the move, from warehouse to job site and sometimes even between multiple projects in a day. Unfortunately, this mobility comes with risk: tools can be stolen, materials can be damaged in transit, and third-party storage mishaps can leave you holding the bill. That’s where inland…

Dehydration can sneak up on workers, especially during a hot day on the job. When you’re pushing through long hours in the sun, it’s easy to overlook the simple act of drinking enough water. The reality? Most adults lose nearly 10 cups of water a day just from sweating, breathing, and using the restroom. When…

As summer temperatures rise, so does the risk of heat-related illnesses, especially for young workers. Teenagers and young adults often bring energy and a willingness to work long hours, but that can make them especially vulnerable to the dangers of heat. Young employees may not recognize the signs of heat exhaustion or stroke, and they…

If you’re a small business owner in construction, auto services, retail, or even real estate, keeping your workers safe is a top priority, and OSHA’s Personal Protective Equipment (PPE) standard is a big part of that responsibility. OSHA requires that employers provide PPE like hard hats, goggles, gloves, and respirators when job hazards are present….

Just because the project is finished doesn’t mean the risk is gone. For contractors and subcontractors, liability doesn’t end when the job site is cleared. In fact, claims for property damage or bodily injury stemming from completed work can surface months or even years after the work is done. That’s where completed operations liability coverage…

While heat stroke and dehydration are well-known concerns during summer construction, extreme heat can also raise the risk of serious falls often due to heat-related fatigue and reduced concentration. According to the CDC, heat exposure increases the likelihood of traumatic injuries like falls by affecting both physical and cognitive performance. For construction crews, this means…

The construction industry is consistently ranked among the most hazardous professions in the U.S., with thousands of injuries occurring each year on job sites. While construction tasks vary by trade and project, most serious accidents fall into four primary categories: falls, struck-by incidents, caught-in-between hazards, and electrocutions. These risks can’t be eliminated entirely, but with…

Most contractors carry general liability insurance but it doesn’t cover everything. For general contractors, one of the most overlooked but essential coverages is Errors & Omissions (E&O) insurance. Without it, you may be left exposed to claims that aren’t covered under your standard policies. What Is E&O Insurance? E&O insurance is designed to cover claims…

Electrical contractors work in a high-risk environment where safety, precision, and reliability are non-negotiable. Whether installing systems in residential homes or wiring industrial facilities, contractors are exposed to hazards that require comprehensive insurance coverage. From injury risks to property damage, theft, and cyber threats, having the right policies in place is critical to keeping operations…

Cranes play a vital role on large construction sites, where they’re essential for lifting and transporting heavy materials. However, their size and complexity also introduce significant safety risks. Without careful planning, operator training, and proper oversight, crane operations can lead to serious injuries, equipment damage, and expensive project delays. It Starts With a Qualified Crew…