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As tech companies grow, expanding into overseas markets becomes more common, but with that growth comes new risks. Whether you’re based in New Jersey, Delaware, Pennsylvania, or Maryland, venturing into international business means taking steps to protect your operations and people. Here’s what to keep in mind: Going global can be a smart move, just…

Hiring young talent brings fresh ideas and tech-savviness, but it can also bring IT security risks. Many younger employees, especially those new to the workforce, may unintentionally expose your business to cyber threats by overlooking or ignoring basic security policies. Here’s why and what you can do about it: Don’t let IT security fall through…

When you run a small business today, whether in retail, real estate, construction, or auto services, technology is probably part of your daily operations. From online sales platforms to customer management tools, tech helps you stay competitive. But what happens when that technology doesn’t perform as expected? That’s where Technology Errors & Omissions (E&O) insurance…

Distracted driving is one of the leading causes of workplace accidents, posing serious risks to employees, businesses, and the public. Whether employees operate company-owned vehicles, delivery trucks, or personal cars for work-related tasks, a single moment of inattention can lead to serious accidents, financial losses, and liability claims. Fortunately, advances in technology are helping employers…

Distracted driving is one of the leading causes of vehicle accidents, and businesses that rely on employees to operate vehicles—whether company-owned or personal—must take steps to mitigate the risks. According to the CDC, an average of nine people are killed daily in crashes involving distracted driving​. Creating a clear and enforceable distracted driving policy is…

Distracted driving is a serious safety concern that puts employees, businesses, and the public at risk. Employers who rely on drivers for company operations must take proactive steps to minimize distractions and enforce safe driving habits​. 10 Strategies to Reduce Distracted Driving 1. Implement a Distracted Driving Policy – A written policy should define prohibited…

Even the most experienced professionals can make mistakes. Whether you’re a consultant, contractor, lawyer, accountant, or healthcare provider, your business is at risk of being sued if a client believes your service caused financial loss, injury, or damages. As businesses navigate an increasingly litigious environment, ensuring proper protection with professional liability insurance has become essential​….

Cybercrime is on the rise, with businesses of all sizes experiencing data breaches, ransomware attacks, and financial fraud. The cost of a single cyber incident can be devastating, leading to lost revenue, legal expenses, and reputational damage. That’s why cyber liability insurance is now an essential part of risk management​. Key Benefits of Cyber Liability…

Technology is now an essential part of running a business, from storing customer data to managing financial transactions and online operations. But as companies embrace digital tools, they also open themselves up to new risks. Unlike physical assets, which are typically covered under general liability insurance, digital assets—like data, software, and intellectual property—are often left…

Plumbing contractors provide essential services to homes and businesses, but they also face serious risks that could lead to financial losses and project delays. Whether working with pressurized systems, soldering pipes, or managing water flow, plumbing businesses must take steps to reduce potential liabilities​. Common Risks for Plumbing Contractors How to Protect Your Plumbing Business…