Blog

How Business-Owned Life Insurance (BOLI) Boosts Employee Benefits

Enhancing Employee Benefits with Business-Owned Life Insurance (BOLI) Small to medium-sized enterprises (SMEs) are in a constant battle to attract and retain top talent. An excellent way to stand out? Offering a compelling benefits package. Enter Business-Owned Life Insurance (BOLI)—a strategic move not just for financial security but for making your benefits package irresistible. Understanding…

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Commercial Surety & Bonding Guide

Commercial Surety (aka bonding) is one of those things that I’ve come to realize that typically only bigger businesses are familiar with. As a result, it’s created a barrier to entry for smaller businesses who want to pursue larger jobs. It’s important for smaller companies to educate themselves on surety so that when larger projects…

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Business Insurance Renewals – When Should You Renew?

Do You Hate Renewing Your Business Insurance Every Year? There are about a dozen different reasons that business owners will give me a shot at earning their business insurance. Sometimes it’s due to a bad claims experience, poor service from their agent, or continuously increasing rates. However, out of all the reasons, there’s one thing…

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Commercial Umbrellas are Becoming Increasingly Important

In today’s ever-changing business landscape, commercial umbrellas are becoming increasingly important. This is a topic that comes up in almost every meeting with businesses, highlighting its significance and relevance. Commercial Umbrella – What is it? A commercial umbrella is an excess liability policy that provides additional coverage on top of general liability, auto liability, and…

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3 of the Most Important Insurance Coverages for Contractors (That You May Not Be Thinking About)

The insurance landscape is changing just about as often and drastically as technology. I grew up towards the latter part of the cassette-tape era and now you can play any song you want in an instant. I haven’t been in the insurance industry that long. But, I did start my career in insurance towards the…

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Employee Benefit Programs – Bridging The Gap with Life Insurance

How Life Insurance Can Become A Valuable Part of Your Employee Benefit Programs Due to a shrinking labor pool and the inability to compete with compensation plans offered by larger companies, small businesses continue to struggle with finding and retaining key employees. Outside of hourly wages/salaries, one benefit that many small businesses lack compared to…

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Keys to a Successful Annual Insurance Review

Annual insurance reviews are one of the most tedious parts of the job for insurance agents. So much so that I would estimate 90% of agents don’t even bother with them. Unfortunately for businesses, annual insurance reviews are also the most important part of the job when it comes to properly taking care of your…

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A College Degree in Starting a Business

When I went to college, I knew I wanted to be an entrepreneur. But, as I often joke, entrepreneurship requires two things: an idea & money. Both of which I didn’t have. I was fortunate enough, however, to have started my professional career in the insurance industry. While it’s far from the sexiest career path,…

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3 New Years (Insurance) Resolutions for Every Business

It’s that time of year again. If you’re like most people (including myself), you’ve already committed to losing 20 pounds and getting 8 hours of sleep every night. And, if you’re anything like me, you’re already starting to fall short on those goals just 2 days into the new year… Oh well. I’ve come to…

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Your Website is Costing You More on Your Business Insurance

Many of the blogs I write are derived from recent experiences I’ve encountered. This one is no exception to that. In the month of October, I had 6 different businesses either declined coverage or offered huge increases due to one common denominator. Their websites. To give you an idea of where I’m going with this,…

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