Blog

If you’re a small business owner in construction, auto services, retail, or even real estate, keeping your workers safe is a top priority, and OSHA’s Personal Protective Equipment (PPE) standard is a big part of that responsibility. OSHA requires that employers provide PPE like hard hats, goggles, gloves, and respirators when job hazards are present….

Just because the project is finished doesn’t mean the risk is gone. For contractors and subcontractors, liability doesn’t end when the job site is cleared. In fact, claims for property damage or bodily injury stemming from completed work can surface months or even years after the work is done. That’s where completed operations liability coverage…

While heat stroke and dehydration are well-known concerns during summer construction, extreme heat can also raise the risk of serious falls often due to heat-related fatigue and reduced concentration. According to the CDC, heat exposure increases the likelihood of traumatic injuries like falls by affecting both physical and cognitive performance. For construction crews, this means…

The construction industry is consistently ranked among the most hazardous professions in the U.S., with thousands of injuries occurring each year on job sites. While construction tasks vary by trade and project, most serious accidents fall into four primary categories: falls, struck-by incidents, caught-in-between hazards, and electrocutions. These risks can’t be eliminated entirely, but with…

Most contractors carry general liability insurance but it doesn’t cover everything. For general contractors, one of the most overlooked but essential coverages is Errors & Omissions (E&O) insurance. Without it, you may be left exposed to claims that aren’t covered under your standard policies. What Is E&O Insurance? E&O insurance is designed to cover claims…

Electrical contractors work in a high-risk environment where safety, precision, and reliability are non-negotiable. Whether installing systems in residential homes or wiring industrial facilities, contractors are exposed to hazards that require comprehensive insurance coverage. From injury risks to property damage, theft, and cyber threats, having the right policies in place is critical to keeping operations…

Cranes play a vital role on large construction sites, where they’re essential for lifting and transporting heavy materials. However, their size and complexity also introduce significant safety risks. Without careful planning, operator training, and proper oversight, crane operations can lead to serious injuries, equipment damage, and expensive project delays. It Starts With a Qualified Crew…

Construction contracts are more than just paperwork, they’re legally binding agreements that can shape the success or failure of a project. Whether you’re a general contractor or a subcontractor, understanding the key terms in a construction contract can help protect your business from unnecessary liability and financial risk. Understand the Scope and Terms Start by…

Whether you manage five company vehicles or a fleet of fifty, fleet fraud is a growing threat. According to industry data, as much as 22% of fleet spend is lost to fraud and theft and over 40% of business owners don’t know how to prevent it. The consequences are serious: higher insurance costs, operational delays,…

Working on or near roadways presents unique safety challenges for construction crews. According to the CDC, work zones see approximately 96,000 crashes each year, leading to nearly 37,000 injuries and 900 fatalities. For contractors and project managers, having strong safety protocols in place isn’t just a recommendation, it’s essential to protect workers and the public….