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Electrical contractors work in a high-risk environment where safety, precision, and reliability are non-negotiable. Whether installing systems in residential homes or wiring industrial facilities, contractors are exposed to hazards that require comprehensive insurance coverage. From injury risks to property damage, theft, and cyber threats, having the right policies in place is critical to keeping operations…

Cranes play a vital role on large construction sites, where they’re essential for lifting and transporting heavy materials. However, their size and complexity also introduce significant safety risks. Without careful planning, operator training, and proper oversight, crane operations can lead to serious injuries, equipment damage, and expensive project delays. It Starts With a Qualified Crew…

Construction contracts are more than just paperwork, they’re legally binding agreements that can shape the success or failure of a project. Whether you’re a general contractor or a subcontractor, understanding the key terms in a construction contract can help protect your business from unnecessary liability and financial risk. Understand the Scope and Terms Start by…

Whether you manage five company vehicles or a fleet of fifty, fleet fraud is a growing threat. According to industry data, as much as 22% of fleet spend is lost to fraud and theft and over 40% of business owners don’t know how to prevent it. The consequences are serious: higher insurance costs, operational delays,…

Working on or near roadways presents unique safety challenges for construction crews. According to the CDC, work zones see approximately 96,000 crashes each year, leading to nearly 37,000 injuries and 900 fatalities. For contractors and project managers, having strong safety protocols in place isn’t just a recommendation, it’s essential to protect workers and the public….

Summer brings longer days and more job opportunities, but it also increases the risk of exposure to sun, heat, and insect-related hazards. For construction crews, landscapers, and utility workers, staying safe outside during the summer months requires planning, awareness, and the right protective gear. Protecting Against Sun Exposure Ultraviolet (UV) rays can damage skin and…

Working outdoors in the summer can be more than just uncomfortable, it can be dangerous. Construction crews, landscapers, and service techs are especially vulnerable to heat-related illnesses, including heat exhaustion, heat stroke, and heat syncope (fainting). Without the right precautions, a normal workday can quickly become a medical emergency. Recognizing Heat Illness Symptoms Heat exhaustion…

Supply chains are more complex and more vulnerable than ever. From international shipping delays to cybersecurity threats, even a single disruption can have a ripple effect across your entire business, damaging customer trust and cutting into profitability. According to a recent survey, 74% of risk managers reported at least one supply chain disruption within the…

Falls continue to be the leading cause of fatalities in residential construction. According to the U.S. Bureau of Labor Statistics, an average of 40 workers die each year from falls on residential job sites, with rooftop work being especially hazardous. These incidents are not only tragic, they’re also preventable and come with serious financial implications,…

              When McHugh Insurance Group was founded, it was built on the idea of doing what’s right for not only small businesses, but also for the community. Over the last two and a half years, we’ve helped over one hundred small businesses and as we continue to grow, it’s important that we also give back…