What Does Commercial Property Insurance Actually Cover?
What Does Commercial Property Insurance Actually Cover? Most business owners know they need commercial property insurance. Far fewer understand exactly what it covers or where it falls short. If a fire damaged your building tonight, would you know what your policy would pay for? Understanding the
Read MoreSteps Every Business Owner Should Take to Minimize Interruptions
Steps Every Business Owner Should Take to Minimize Interruptions While no business owner plans for a disaster, those who prepare for one are far more likely to survive it. According to FEMA, four out of ten businesses that close due to a disaster never reopen. Whether
Read MoreWhat Small Business Owners Should Know About Payment Card Industry Compliance
What Small Business Owners Should Know About Payment Card Industry Compliance Credit and debit cards are how most customers pay today. For small business owners across Delaware, Pennsylvania, and New Jersey, accepting cards is practically a requirement, but it comes with responsibilities that many owners don’t
Read MoreUnderstanding the Risks New Employees Face on the Job
Understanding the Risks New Employees Face on the Job When a new employee starts with your company, there is a lot to cover. You need to introduce them to their role, explain expectations, provide training, and help them become productive as quickly as possible. In the
Read MoreArc Flash Safety: A Workplace Electrical Risk Business Owners Can’t Ignore
Arc Flash Safety: A Workplace Electrical Risk Business Owners Can’t Ignore Most business owners think of electrical hazards as a construction problem. The reality is that any workplace with electrical panels, industrial equipment, or high-voltage systems carries some level of arc flash risk. Between five and
Read MoreWhat Your General Liability Policy Doesn’t Cover
What Your General Liability Policy Doesn’t Cover Most business owners carry general liability insurance and feel reasonably covered. That confidence is well-placed, up to a point. A commercial general liability (CGL) policy provides real, meaningful protection against third-party claims for bodily injury, property damage, and certain
Read MoreWhat Is Negligent Entrustment and Why Should Business Owners Care?
What Is Negligent Entrustment and Why Should Business Owners Care? If your business relies on employees driving company vehicles, whether you run a delivery operation, a service company, or simply have staff using a company car, you carry more legal exposure than most business owners realize.
Read MoreHow Businesses Should Prepare for Spring Storms
How Businesses Should Prepare for Spring Storms Spring is one of the most unpredictable times of year for business owners across Delaware, Pennsylvania, and New Jersey. Between severe thunderstorms, flooding, high winds, and the occasional late-season snowstorm, the months of March through May can disrupt operations,
Read MoreWhen Personal Vehicles Become a Business Risk
When Personal Vehicles Become a Business Risk Think about the last time an employee drove their own car to a client meeting, made a supply run, or grabbed lunch for a team event. It seems routine, and it is. However, if that employee is involved in
Read More5 Warehouse Hazards Every Business Owner Should Know
5 Warehouse Hazards Every Business Owner Should Know For many businesses, the warehouse is where everything comes together. It’s where inventory lives, orders are fulfilled, and materials move in and out. It’s also one of the most hazard-dense environments in any operation. Warehouses rank among the
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