Winter is just around the corner, and for small businesses in Delaware, New Jersey, Pennsylvania, and Maryland, preparation is key to avoiding costly interruptions. Snow, ice, and freezing temperatures can lead to property damage, reduced operations, and safety hazards. Here’s how to keep your business running smoothly all season long.
1. Assess Winter Weather Risks
- Conduct a risk assessment to identify potential threats.
- Create a preparedness checklist tailored to your business’s location and operations.
2. Inspect and Repair Your Facilities
- Look for vulnerabilities in roofs, windows, and doors.
- Repair leaks, reinforce insulation, and check for drafts.
3. Prevent Frozen Pipes
- Unhook outdoor hoses, insulate indoor pipes, and maintain indoor temperatures above 55°F.
- Install leak detectors and consider allowing faucets to drip during extreme cold.
4. Maintain Heating Systems and Detectors
- Schedule a heating system tune-up and replace filters.
- Check smoke and carbon monoxide detectors for functionality.
5. Snow and Ice Removal Plan
- Arrange snow removal services and stock up on salt or sand.
- Regularly clear walkways and parking lots to prevent slips and falls.
6. Prepare Emergency Kits
- Include essentials like food, water, blankets, and first-aid supplies for employees and customers.
7. Establish Communication Plans
- Set up systems to notify employees, vendors, and customers of closures or delays.
8. Ensure Vehicle Safety
- Equip vehicles with snow tires and emergency kits.
- Encourage remote work during severe weather when possible.
9. Back Up Critical Data
- Use cloud storage or external drives to secure business data against power outages.
10. Review Insurance Coverage
- Work with an insurance professional to confirm you’re covered for winter weather risks.
Winter can be challenging, but it doesn’t have to disrupt your business. Taking these proactive steps ensures you’re ready for whatever the season throws your way. For more risk management tips, visit McHugh Insurance Group.