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Thinking About Selling Your Business? Here’s When You Should Start Planning Most small business owners don’t start their own business so they can work in it forever. In order to make their business successful, most entrepreneurs just put their head down and grind. Unfortunately, when they finally come up for air and decide they want…

MVR Monitoring: Case Study On a Monday morning, your employee is on their way to a jobsite. While driving, they blow through a red light and hit another driver head on at 55 mph. Also in the car was the drivers wife and two children – all of which suffer from severe permanent injuries. Sure,…

Enhancing Employee Benefits with Business-Owned Life Insurance (BOLI) Small to medium-sized enterprises (SMEs) are in a constant battle to attract and retain top talent. An excellent way to stand out? Offering a compelling benefits package. Enter Business-Owned Life Insurance (BOLI)—a strategic move not just for financial security but for making your benefits package irresistible. Understanding…

Commercial Surety (aka bonding) is one of those things that I’ve come to realize that typically only bigger businesses are familiar with. As a result, it’s created a barrier to entry for smaller businesses who want to pursue larger jobs. It’s important for smaller companies to educate themselves on surety so that when larger projects…

Do You Hate Renewing Your Business Insurance Every Year? There are about a dozen different reasons that business owners will give me a shot at earning their business insurance. Sometimes it’s due to a bad claims experience, poor service from their agent, or continuously increasing rates. However, out of all the reasons, there’s one thing…

In today’s ever-changing business landscape, commercial umbrellas are becoming increasingly important. This is a topic that comes up in almost every meeting with businesses, highlighting its significance and relevance. Commercial Umbrella – What is it? A commercial umbrella is an excess liability policy that provides additional coverage on top of general liability, auto liability, and…

The insurance landscape is changing just about as often and drastically as technology. I grew up towards the latter part of the cassette-tape era and now you can play any song you want in an instant. I haven’t been in the insurance industry that long. But, I did start my career in insurance towards the…

Annual insurance reviews are one of the most tedious parts of the job for insurance agents. So much so that I would estimate 90% of agents don’t even bother with them. Unfortunately for businesses, annual insurance reviews are also the most important part of the job when it comes to properly taking care of your…