Long-Term Care Insurance 101
Long-Term Care Insurance: A Thing of The Past? Long-Term Care (LTC) Insurance is one of those things that clients usually ask me about when they’re preparing to retire. Either they have a friend or family member in a LTC facility or they read about it somewhere. This triggers an initial outreach to learn more about…
Retirement Savings Are Not Emergency Funds…
According to this Barron’s article, retirement accounts have become the new “emergency fund” for more and more people. Due to economic factors and prolonged inflation, there was a 28% increase in people taking hardship withdrawals from their retirement funds in 2023. Barron’s says that one of the top reasons for the increase was to cover…
Employee Benefit Programs – Bridging The Gap with Life Insurance
How Life Insurance Can Become A Valuable Part of Your Employee Benefit Programs Due to a shrinking labor pool and the inability to compete with compensation plans offered by larger companies, small businesses continue to struggle with finding and retaining key employees. Outside of hourly wages/salaries, one benefit that many small businesses lack compared to…
3 New Years (Insurance) Resolutions for Every Business
It’s that time of year again. If you’re like most people (including myself), you’ve already committed to losing 20 pounds and getting 8 hours of sleep every night. And, if you’re anything like me, you’re already starting to fall short on those goals just 2 days into the new year… Oh well. I’ve come to…
3 Ways Every Business Should Be Using Life Insurance
“I’ve got a 2-cent dollar to help you pay what needs to be paid“ – Ben Feldman Forget What You Think You Know About Life Insurance In today’s world, life insurance has such a bad stigma. So much so that many of the business owners I talk to shy away from the conversation entirely. Over…